Stabilization
Ride out crashes.
Keep your position.
Convert your pledged collateral into stablecoin during a downturn — and flip it back when you're ready. No sale, no tax event, no losing your thesis.
Collateral value
$62,400
Without
-38%
With
0%
Re-entry
+24%
The problem
Volatility margins
out the HODLer.
A 40% drawdown turns a comfortable 50% LTV into an 83% LTV — triggering margin calls or, worse, liquidation. The usual options are bad: top up collateral you don't have, pay down a loan you took out because you needed cash, or watch your position get sold at the bottom.
Stabilization is the third door: keep the loan, keep the position (converted to stable), and flip back when prices stabilize.
Without
Liquidated
At the worst possible price
Without
Margin call
Top up or lose more
With
Stable
USD-pegged collateral
With
Optional re-entry
Reconvert when you want
Mechanics
How Stabilization works.
A one-click swap on the collateral side of your existing loan. Your principal, rate, and term stay exactly the same.
Protect Your Collateral
Convert volatile crypto to stablecoin during a market downturn — your collateral keeps its USD value, your LTV stops rising.
Buy Time
Stabilization buys you time to manage your loan through a crash and re-enter the market when timing is right for you.
Grow Holdings
Convert your portfolio back to its original crypto mix when the market is down to increase total holdings by buying the bottom.
End to end
One click. Four steps.
Detect risk
Market drops, LTV climbs, dashboard alerts you.
Stabilize
Tap "Stabilize" — your BTC/ETH swaps to USDC on-vault.
Hold stable
Sit in USDC as long as you want. LTV can't move.
Reconvert
Buy back the same asset (or a different one) when you're ready.
Scenario
2022 crash, simulated.
Same borrower, same loan, two outcomes. One stabilized at the right moment; one rode it out.
Without Stabilization
Liquidated- Collateral at Nov '211 BTC @ $64k
- Loan drawn$32k at 50% LTV
- BTC at Nov '22$16k (-75%)
- LTV climbed to200%
- OutcomeLiquidated at $20k
With Stabilization
Recovered- Collateral at Nov '211 BTC @ $64k
- Loan drawn$32k at 50% LTV
- Stabilized at$50k (80% LTV threshold)
- Reconverted at$17k (bottom +10%)
- Outcome2.9 BTC position
When to use it
Four moments
Stabilization saves you.
LTV approaching liquidation
Your buffer is thinning fast. Stabilize now, keep the loan, keep the position — just frozen at today's USD value.
Vacation / away from markets
Off-grid for two weeks? Stabilize to lock LTV and sleep.
Bottom-buying opportunity
Price drops 50%. You believe it'll recover. Stabilize first, then reconvert — same USD, more coins.
Major macro event
Regulatory news, exchange failures, geopolitical shock — protect first, analyze later.
0%
Tax event — it's a swap, not a disposal
~30s
End-to-end time to stabilize
Any
Loan size — no minimum to use it
∞
Reconversions — swap as often as you want
Questions
Stabilization FAQ.
No. Your principal, APR, term, and repayment schedule all stay the same. Only the collateral composition changes.
Protect the position
Don't sell.
Stabilize.
Open a loan with Stabilization enabled, or add it to an existing facility. Ready in seconds, useful for years.