Our services
Crypto-backed loans,
built for every stage.
Whatever your goal — personal liquidity, business funding, institutional capital, or volatility hedging — we have a credit product to match.
Starts at
$5,000
minimum loan
Up to
$10M
per facility
Turnaround
Same-dayfor verified accounts
Products
Four loan products.
Pick the one that fits.
Each product is priced and collateralized differently, but all of them share the same rule: you never have to sell to borrow.
Personal Loan
For HODLers who need liquidity.
Up to $250k
- ✓LTV up to 80%
- ✓6–60 month terms
- ✓Crypto or bank withdrawal
Business Loan
For entrepreneurs who move fast.
Up to $1M
- ✓LTV up to 90%
- ✓3–100 month terms
- ✓No business plan required
Stabilization
Hedge without selling.
Any size
- ✓Swap to stablecoin
- ✓Reconvert anytime
- ✓No lockup
Corporate Facility
Structured credit for treasuries.
Up to $10M
- ✓Bespoke structuring
- ✓Dedicated desk
- ✓OTC execution
Supported collateral
Borrow against the
assets you actually hold.
Every collateral asset is priced through independent oracles and custodied in segregated multi-sig wallets.
| Asset | Max LTV | Starting APR | |
|---|---|---|---|
BTCBitcoin |
80% | 9.5% | |
ETHEthereum |
75% | 10.5% | |
USDTTether |
90% | 7.0% | |
USDCUSD Coin |
90% | 7.0% | |
SOLSolana |
65% | 12.0% | |
+14 more assets |
AVAX, DOT, LINK, MATIC, and more — see dashboard for current terms. | ||
Compare
Why borrow against crypto at all?
The alternatives exist. Here's how Haida stacks up when you actually need liquidity.
Traditional bank
- ×Hard credit pull
- ×Weeks to approve
- ×Personal guarantees
- ×Geographic restrictions
Sell & buy back
- ×Tax event triggered
- ×Miss upside during loan
- ×Re-entry timing risk
- ×Exchange & spread fees
Haida
- ✓No credit pull
- ✓Same-day funding
- ✓Keep every coin
- ✓87 countries supported
Use cases
What borrowers
actually do with it.
Real-estate down payment
Pledge BTC, close on property. Pay the loan off over 24 months without liquidating a coin.
Business working capital
Bridge payroll, inventory, or marketing spend without handing equity to a lender.
Tax-efficient liquidity
Borrowing doesn't trigger a disposal event. Keep your holding period, skip the capital-gains bill.
Yield farming capital
Unlock stablecoin to deploy across DeFi protocols. Keep your BTC/ETH exposure intact.
Emergency cash
Medical, legal, family. Same-day funds without explaining the why to a loan officer.
Treasury management
DAO treasuries and family offices pledge idle reserves for operating liquidity.
How it works
From signup to funds
in four steps.
01
Verify
Sign up, complete KYC — usually 3 minutes.
02
Pledge
Send crypto to your multi-sig vault address.
03
Configure
Choose amount, LTV, and term — see live rate.
04
Draw
Withdraw to bank or wallet, repay on your schedule.
Trust
What keeps your
collateral safe.
Multi-sig cold storage
No single point of failure
SOC 2 Type II
Audited annually since 2020
ISO/IEC 27001
Information security
Registered MSB
In 87 jurisdictions
Common questions
Before you apply.
Personal loans start at $5,000 and cap at $250,000. Business loans go up to $1M, and corporate facilities are bespoke - typically $1M-$10M.
Ready?
Pick a product.
We'll fund it today.
Apply in minutes, get funded same-day, and keep every bit of upside on your pledged collateral.