How can we help?

Haida Capital connects investors and businesses by matching their financial demands on our platform and assisting them in closing deals. Prospective businesses and investors submit Loan Requests and Loan Offers, indicating their preferred parameters such as interest rate, length, and loan amount. All loans are backed by crypto collateral, the value of pledged collateral is continuously monitored to provide full risk coverage, and collateral remains the borrower's property and is restored upon loan repayment.

Yes. Borrowers' crypto collateral is used to secure Haida Capital loans. The crypto collateral value is constantly monitored to ensure the loan amount is always covered. Borrowers are asked to add cryptocurrency to their collateral if its value falls.

Borrowers and investors select their own interest rates when they make Loan Requests and Loan Offers. The interest rate is the cost of borrowing for the borrower.

Daily Interest = (Loan Amount × Interest Rate) / 360, where 360 represents the number of days in the year (regardless of whether it is 365 or 366).

The Loan-To-Value ratio is a percentage. To get the initial LTV, add the loan and interest amounts, divide by the amount of pledged collateral, then multiply by 100.

Businesses and individuals can apply once they have completed the KYC stage and provided crypto collateral. Normally this takes only a few clicks.

Collateral is an asset that a borrower pledges as security for loan repayment. It protects the lender from various financial risks, including borrower failure to repay, market volatility, or default.

Online B2B lending secured by crypto collateral ensures funds are always available to repay the lender.

Haida Capital uses technology highly resistant to malicious attacks. However, users must always verify they are on haidacapital.com and that emails come from support@haidacapital.com. We will never request your credentials by email.

No. Blockchain transactions cannot be canceled or altered. Please double-check all addresses before making payments.

Haida Capital keeps user data discreet, secure, and private. We may use information gathered to improve our product proposition, customer service, or to provide updates about our services.

Anti-Money Laundering (AML) and Know Your Customer (KYC) policies prevent and mitigate the risks of becoming involved in illegal activity, including money laundering, terrorist financing, and other illicit activities. The policy covers Compliance Officer designation, risk assessment, identity verification, and transaction monitoring.

The Compliance Officer is duly authorized to guarantee effective implementation and enforcement of the AML/KYC policy.

An identity document, address proof, and (for businesses) business information.

A genuine, dependable, independent source document including full name, date of birth, customer photo, document serial number, and issue date — such as a national ID (both sides), passport, or driver's license. Documents must be in Latin script.

Yes. Customer identification information is collected, stored, and protected strictly in accordance with our Privacy Policy and related regulations.

Collateral ensures loans are repaid under all conditions. If a borrower is unable to repay, they may simply wait until their collateral is transferred and their debt is returned.

Yes — the borrower retains ownership of pledged crypto collateral. You can withdraw it once the loan has been repaid.

During your deposit, crypto collateral is placed into a wallet address issued by us specifically for your Haida Capital account.

All Haida Capital cryptocurrency wallets enable multi-signature capability for ultra-safe, secure cold storage of pledged collateral.

Pledged collateral is transferred in full to the borrower's account; both borrower and lender are notified.

No. You will need to sort the collateral before your loan can be approved for withdrawal.

Personal loans start at $5,000 up to $250,000. Business loans go up to $1,000,000. Corporate facilities are available up to $10,000,000 on a bespoke basis.

Yes. There are no early-repayment penalties on any product. You only pay interest for the days you hold the loan.

ACH/wire to a bank account in your name, or stablecoin (USDT/USDC) to a whitelisted crypto wallet.

You'll receive margin-call notifications well before the liquidation threshold. Options include: top up collateral, pay down the loan, or use Stabilization to convert your collateral to stablecoin.

Yes, any time. Adding collateral lowers your LTV, extending your buffer. No fees and no paperwork.

No. Zero origination fees, zero prepayment penalties, zero admin charges. Your cost is the APR on the outstanding balance.